This is just one of the question answered in the new New Players Guide now available on UO.com since yesterday.

In the third page, with the other suggestions, there is the famous: "Don't carry what you can't afford to lose" coming this time from Ru'ura'pente, a Siege Perilous player.
It should also be explained that sadly, at the current state of the game, this advice only makes sense on Siege and Mugen, the two Hardcore servers.

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